Credit Underwriter

As a Credit Underwriter, you are Responsible for analyzing the risk level of customer/vendor credit applications and (contributing to) their approval, in order to support the business in achieving their expected risk loss targets.

You as senior credit underwriter must show a passion for our customers and to deliver excellent results. You will be supportive in translating our customer needs into solutions meeting DLL’s risk appetite and be able to deal with larger complex transactions that require close alignment with the commercial domain.

• Collect customer/vendor information utilizing applicable systems and procedures, and assess completeness and topicality of information.
• Analyze risk (financial, asset, market, legal, contractual), review and re-rate customers/end-users, local vendors or local dealers.
• Draw up credit application reports (CAR) and decide on end-user credit applications and local vendor/dealer agreements within given authority level and liaising with right credit committee and/or sales on further actions.
• Advice, prepare and participate in local credit committee on decision making regarding end-user credit applications and local vendor/dealer agreements within given authorization level.
• Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved.
• Contribute to the development of local credit and risk management policies, regulations and guidelines.
• Provide information, support, training and align front- and back-office parties on credit and risk management policies, processes and issues.

• At least 7 years of experience in underwriting in finance
• A Bachelor’s degree in business, finance, or related field
• Excellent communication skills and customer facing
• Commercial, analytical, innovative and entrepreneurial
• Empathic and good at building relationships

• Specific experience in equipment leasing and vendor finance
• Fluent in Dutch and English

• Aanvang: z.s.mm.
• Duur: 6 maanden
• Aantal uur : 38 uur